VRTrust is accounting on top of your PMS. VacayOps is the PMS, with trust accounting in the same books.
VRTrust, by VRPlatform, is trust accounting software that connects to the PMS you already run. VacayOps is the PMS, operations and accounting in one system, with trust accounting included in the Full Platform at $29/property/month. Here is how they compare, row by row, from VRPlatform’s own pages as of 23 October 2026.
Keep your PMS, or bring everything into one system
The two products answer different questions. VRTrust adds trust accounting to the PMS you have. VacayOps replaces the PMS and keeps the trust books on the same reservations and owner statements.
- Keeping your current PMS and want trust accounting on top? VRTrust is built for that — it lists 15 PMS integrations, including Guesty, Hostaway, Hostfully, Lodgify and OwnerRez.
- Want the PMS, field operations and the books in one system? VacayOps trust accounting runs on the VacayOps PMS, so moving your reservations comes first. Switching is built in — a self-guided Migration Center, with a specialist reviewing your move.
- Trust accounting is part of the VacayOps Full Platform — there is no separate accounting subscription.
Trust accounting, row by row
The rows where VRTrust has something VacayOps doesn’t come first. Every VRTrust cell is from VRPlatform’s own site.
| Capability | VacayOps | VRTrust |
|---|---|---|
| Works with the PMS you already run | Trust accounting runs on the VacayOps PMS — switching is on us | Accounting that connects to the PMS you already run · 15 listed PMSs, including Guesty, Hostaway, Hostfully, Lodgify and OwnerRez |
| Bank feeds | Statement import (CSV, OFX, QFX) from any bank; US accounts linked via Stripe Financial Connections | Plaid bank feeds (US); manual upload elsewhere |
| Owner and vendor payouts | Recorded against owner balances — you send them from your own bank (by design) | ACH owner and vendor payouts through Ramp (Ramp account required) |
| 1099 e-filing | 1099-NEC and 1099-MISC rents as IRS IRIS-layout CSV files you upload | E-file add-on, $12.50 per e-file (US only) |
| Channel payout matching | Stripe payouts broken down by booking; Airbnb and Booking.com payouts are matched by hand (batch matching not built) | Airbnb, Booking.com and Stripe payouts matched to reservations |
| Bank rules | Bank rules for recurring transactions | |
| History import on switching | Opening owner balances and an opening trial balance | Historical statements, historical journal entries and an opening trial balance |
| Webhooks | Webhooks | |
| MCP server for AI assistants | An MCP server for AI assistants | |
| External ledger integrations | QuickBooks Online (invoices and bills) | QuickBooks Online, Xero and Sage Intacct |
| Three-way reconciliation | Monthly, with sign-off and a reconciliation PDF | Bank ledger balance, bank statement and owner balances |
| Owner balances | By owner and by property | Per-property ledgers and owner balances |
| Statement layouts | Your layouts per property, frozen when issued | Layouts mapped per listing · Saved statements keep their layout |
| Review before owners see a statement | Drafts marked reviewed — who and when recorded — then issued | An “in review” status, hidden from owners |
| Mid-month owner changes | Month split by check-in date — a statement for each owner | A mid-month handover creates separate statements |
| Co-owner percentages | Percentage per co-owner, frozen on each statement | Ownership percentage per owner |
| When revenue counts | Check-in, check-out or night by night | Check-in, check-out or pro-rata (new setups) |
| Owner portal | Owner portal | |
| Accountant access | Accounting role + read-only API tokens | Partner consoles for accountants and bookkeepers |
| API | Read-only API (books, issued statements, trust balances) | REST API |
VRPlatform and VRTrust are trademarks of their owners; VacayOps is not affiliated. Facts from vrplatform.app as of 23 October 2026 — sources below. Spot something out of date? Tell us and we’ll fix it.
Sources — read on the vendor’s own pages, 23 October 2026
- https://www.vrplatform.app/integrations
- https://www.vrplatform.app/resources/faqs
- https://www.vrplatform.app/
- https://www.vrplatform.app/pricing (archived copy)
- https://www.vrplatform.app/features/vacation-rental-reconciliation-software
- https://docs.vrplatform.app/guides/integrate
- https://docs.vrplatform.app/guides/operate
- https://docs.vrplatform.app/mcp
- https://docs.vrplatform.app/guides/build/statements
- https://docs.vrplatform.app/guides/concepts/statements-and-periods
- https://docs.vrplatform.app/guides/concepts/ownership-and-attribution
- https://docs.vrplatform.app/guides/concepts/revenue-recognition
- https://www.vrplatform.app/features/ai-vacation-rental-accounting-software
What VacayOps brings to trust accounting
Features of VacayOps itself — the reasons to keep the trust books in the same system as the bookings.
One set of data
The PMS, field operations and accounting share the same reservations and owner statements — nothing syncs between systems.
Adjustment statements
A booking that changes after a month is issued becomes “Adjustment 1” for the difference. The issued statement is never rewritten.
Plain-language checks
Shortfalls, a balance below zero, money without an owner and bank lines left unmatched, explained in plain words; overrides recorded.
Reconciliation PDF
The worksheet, schedules by property and by owner, and sign-off lines — marked DRAFT until signed.
Included in the subscription
Trust accounting, owner statements, accountant access and the 1099 files are part of the Full Platform at $29/property/month.
Accounting on top of a PMS, or the PMS with accounting in it
If you only want trust accounting and plan to keep your PMS, VRTrust is the fit. If you would replace your PMS anyway, VacayOps puts the PMS, operations and trust accounting on one bill.
VRTrust
From $375/month
From $375/month for up to 25 properties, with volume-tier discounts. The pricing calculator shows 25 listings $375/mo, 50 listings $625/mo, 100 listings $1,075/mo. Priced as accounting on top of the PMS you keep paying for — that PMS is not included.
100 properties = $1,075/mo for VRTrust, plus your PMS.
VacayOps Full Platform
$29/property/mo
The PMS, channels, guest messaging, field operations, owner statements and trust accounting — unlimited users. Trust accounting is not an add-on.
100 properties = $2,900/mo, PMS and operations included.
VRTrust prices from vrplatform.app (homepage and pricing calculator), as of 23 October 2026; the calculator also shows $375/month at 10 listings — the minimum. There, 1099 e-filing is an add-on ($12.50 per e-file (US only)) and ACH payouts need a Ramp subscription. Current VacayOps pricing at vacayops.com/pricing.
Your money stays in your bank
VacayOps records and reconciles the money in your own bank and processor accounts. It never holds or moves funds. You pay owners from your own bank, and VacayOps records each payout against the owner's balance.
Trust rules come from your state and your license. VacayOps gives you and your accountant or broker the records, checks and signed reconciliations to work from; meeting those rules and making your filings stay with you.
VRTrust vs VacayOps: questions
- Can I use VacayOps trust accounting with my current PMS?
- No. VacayOps trust accounting runs on reservations in the VacayOps PMS — that is what lets the bookings, the owner statements and the trust books share one set of data. Switching is built in — a self-guided Migration Center, with a specialist reviewing your move. If you want to keep your current PMS and add trust accounting on top, a separate tool such as VRTrust is built for that.
- Does VacayOps pay owners?
- No. VacayOps records and reconciles the money in your own bank and processor accounts. It never holds or moves funds. You send owner payouts from your own bank, and VacayOps records each one against the owner’s balance. VRTrust lists ACH owner and vendor payouts through Ramp, which needs a Ramp account — if you want the software to send payments, that is a real difference.
- Will VacayOps e-file our 1099s?
- No. VacayOps produces 1099-NEC and 1099-MISC rents as CSV files laid out for the IRS IRIS portal, and you or your accountant upload them. VRTrust lists 1099 e-filing as an add-on — $12.50 per e-file (US only).
- Can we bring our history across?
- Yes — when you switch, VacayOps brings your owner balances across and posts an opening trial balance, so the first statement and the books start from the right numbers. VRTrust’s documentation also describes importing historical statements and historical journal entries.
Trust accounting in the same books as your bookings — with the PMS on the same bill.
One login. One bill. Unlimited users. Priced per property. No seat fees, no setup fee, no contract, and no booking fee on your direct site. 14-day free trial — no charge until it ends.